Independent Living

Independent Living Skills are important tools used to be successful as an adult. They are major skills necessary to obtain and maintain housing, transportation, manage financial matters, obtain employment, and maintain personal relationships. Smart Horizons offers the following Independent Living Skills catalogs designed to provide the relevant information.

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Health & Leisure

The courses in this catalog explain the importance of good nutrition, medical care considerations, personal safety and healthy lifestyles, and the problems associated with alcohol, tobacco, and drug abuse.


  • Anatomy of My Pyramid
  • Breakfast Because
  • Fats: Know the Difference
  • Just the Facts: Food Safety
  • Nutrition Controversies
  • Obesity in a Bottle
  • Smart Nutrition
  • Spoiled Rotten Food Safety
  • Start with Breakfast
  • Teen Nutrition

Medical Needs

  • First Aid
  • Health Care Services
  • Reading Prescription Labeling


  • Minor Illness First Aid
  • Teen Safety: Myths vs. Reality
  • Teen Safety: When You Are Alone


  • Developing Personal Health Goals

Personal Hygiene

  • C.A.T.C.H. onto Good Hygiene
  • Looking Good: Without a Clue


  • Eating Disorders
  • Healthy Body Systems
  • HIV/AIDS Awareness
  • Preventing, Detecting and Treating STDs
  • Preventing Pregnancy
  • Stress Management
  • Symptoms of Pregnancy and Assistance Resources

Alcohol, Drugs and Tobacco

  • Barriers to Healthy Decision Making
  • Influences on Healthy Behaviors
  • Prescription Drugs Misuse and Abuse
  • Risks of Tobacco, Alcohol, and Drug Use
  • Tobacco, Alcohol, and Substance Abuse Treatment Options

Financial Management

The courses in this catalog provide information to navigate the complexities of financial management. Subjects include money management, credit issues, banking, consumer awareness, income tax considerations, how to create and maintain a budget, and the uses and pitfalls of credit cards.

Money Knowledge

  • Borrowing Money
  • Cash, Credit, and Your Future
  • Finding Financial Assistance
  • Managing Money
  • Price and Value Estimation
  • Rent-to-own pros and cons
  • Values and Money Management


  • Cashing Checks
  • Checking Accounts
  • Electronic Banking
  • Financial Institutions and Services
  • Financial Literacy: Manage and Multiply Your Money
  • Financial Literacy: Spend, Save & Track Your Money
  • Investments
  • Money Orders
  • Savings Accounts

Consumer Education

  • Buyer Beware
  • Consumer Awareness
  • Cracking the Advertising Code
  • D is for Decisions


  • Grocery Shopping Challenge
  • Grocery Shopping Secrets
  • Purchasing and Returning Merchandise


  • Filing Income Tax Forms
  • Taxes


  • Creating Financial Goals
  • Developing a Spending Plan
  • Grocery Shopping
  • Paying Bills


  • Credit Cards
  • Credit Reports
  • Using Credit

Career & School

The courses in this catalog provides critical information about career planning, how to write a job winning resume, and explains work skills necessary to keep a job. The courses also address important information about education, study methods, and the importance of a career/education plan.


  • Career Exploration


  • Employee Deductions, Benefits and Rights
  • Need 2 Know: Job Tips
  • Secrets: Landing and Keeping a Job


  • Creating an Educational Plan
  • Education and a Career
  • Educational Resources

Work Skills

  • Netiquette
  • Time Management

Resume and Interviews

  • Basic Letters
  • Cover Letters
  • Job Applications and Interviews
  • Thank you Letters
  • Writing Your Resume

Study Skills

  • Completing Homework
  • Influences on Study habits
  • Study Techniques
  • Using the Internet as a Study Resource


The courses in this catalog discuss relationships as a whole including personal, professional, and community relationships. The courses also discuss methods of effective communication at home, school, and at work.


  • Character: Communication Basics
  • Character: Friendship Basics
  • The Netiquette Edge
  • School Manners Adventure
  • Teen Safety: Dating and Relationships
  • Workplace Communication
  • Cyber Safety
  • Assertive Communication

Cultural Awareness

  • Cultural Diversity
  • Prejudice and Stereotyping
  • A Tour of Ethnic Food Stores


  • Civic Responsibilities
  • Community Service Learning
  • Finding and Using Resources on the Internet
  • Locating Information


  • Puberty
  • Sex, Gender, Sexual Orientation, and Sexuality
  • Sexual Activity Decisions

Personal Development

  • Anger Management
  • Character: Self-Esteem Basics
  • Cooperation
  • The Courtesy Challenge
  • Effective Communication
  • Impacts of Abuse, Dishonesty and Disrespect
  • Interpersonal Conflicts
  • It's a Question of Etiquette
  • Personal Potential
  • The Power of Family
  • Support Systems

Life Skills

The courses in this catalog cover a wide variety of life skills information including how to find housing and how to manage the daily aspects of living on your own. They also discuss transportation considerations, general decision making, and legal considerations including behaviors and the importance of maintaining certain personal documents.

Decision Making

  • Decisions and Choices
  • Goal Setting: Discovering Your Gifts

Home Management

  • Cleaning a Kitchen
  • Go Green around Your Home
  • Laundry Blues
  • Need 2 Know: Around the House
  • Need 2 Know: Cleaning
  • Need 2 Know: Laundry
  • Small Appliances A-Z
  • Where to Land: Apartment or Dorm?


  • Car Buying
  • Cost of a Car
  • Methods of Transportation
  • Need 2 Know: Safety


  • Finding a Place to Live
  • Meeting Your Insurance Needs


  • Dining Etiquette
  • Food Safety
  • Kitchen Basics
  • Kitchen Fundamentals
  • Kitchen Math and Measuring
  • Meal Planning
  • Tablescapes: Setting the Table
  • Why We Eat What We Eat

Legal Issues

  • Alcohol, Other Drugs and Driving
  • Obtaining Personal Documents
  • Rights and Responsibilities of Foster Children
  • Sexual Harassment Awareness
  • Unlawful Behaviors

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